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D-Day! what now?
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vixg66
Posts: 40 Forumite
My bankruptcy discharge is today!
This time last year I had a sense of relief that I had been declared bankrupt, but I was also filled with dread about dealing with the OR, wondering about an IPA (I didn't have enough income to contribute to one in the end), worrying about my bank account and wondering how I would cope in general.
Well - I coped, dealing with the OR was fine and Monzo were brilliant. I now live within my means (no choice!).
Reading the forum, and the advice and support received when I asked for it has been invaluable. You really are a great bunch.
So now I start the next phase. What advice would you give me? (I have read the credit clean up sticky and will start that process in a few weeks). Are there any more tips that you have? Is a pre-payment card a good idea? (or even viable?)
This time last year I had a sense of relief that I had been declared bankrupt, but I was also filled with dread about dealing with the OR, wondering about an IPA (I didn't have enough income to contribute to one in the end), worrying about my bank account and wondering how I would cope in general.
Well - I coped, dealing with the OR was fine and Monzo were brilliant. I now live within my means (no choice!).
Reading the forum, and the advice and support received when I asked for it has been invaluable. You really are a great bunch.
So now I start the next phase. What advice would you give me? (I have read the credit clean up sticky and will start that process in a few weeks). Are there any more tips that you have? Is a pre-payment card a good idea? (or even viable?)
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Congratulations on making it through to D-Day. It must be a great feeling.
I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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