We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Waiting for mortgage offer after valuation
h240
Posts: 82 Forumite
Anyone else? It’s killing me this waiting! We submitted full application via a broker with Santander on 18th Dec, been told accepted subject to valuation. We have reserved a newbuild using help to buy. There’s been some confusion with the valuation they are using legal and general and originally the valuation was booked for 23rd Dec. We then heard nothing and the broker said the valuation didn’t happen and has been re booked for today. Well we popped into the sales office where we reserve our newbuild and they said the valuation definitely did happen on the 23rd as the lady said she spoke to them in person she was adamant and they were just waiting for a CML form. Our broker says it didn’t happen and is happening today. Not heard anything yet just want to know what’s going on but seems to not be totally clear. We’ve also got our ATP with help to buy so just waiting on this mortgage offer 
0
Comments
-
The CML form (or UK Finance Disclosure Of Incentives Form as it should now be called) and the valuation inspection rely on each other so one without the other is going to hold up the issue of your offer.
Once both are done and the valuation report and UKFD are in the surveyor's hands they will be able to feed-back to Santander so the offer can be issued.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Well we heard from the broker that the valuation was completed today so now just to wait for the offer0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards