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Quick question - token payments....cash or cheque?
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robinson79
Posts: 237 Forumite
Hi all,
I know this may seem like a silly question but here goes!
I'm sending token payments to my creditors tomorrow...do i send cash (£1 coin) or cheque?
Just worried about sending cash in the post.
Thankyou! :beer:
I know this may seem like a silly question but here goes!
I'm sending token payments to my creditors tomorrow...do i send cash (£1 coin) or cheque?
Just worried about sending cash in the post.
Thankyou! :beer:
Saving for a deposit: £11,000 / £50,000 (22%) 
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Comments
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is it just for 1pound?
If so send a cheque..it costs them more or just about 1pound to cash the cheque in lol. I did it once i owed 1p on my rent so sent a cheque and they never cashed it lolSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
but you might not be that mean like me lolSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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thanks! :beer:
i thought cheques might be better - after all pound coins are quite heavy so it might cost more in postage!
Saving for a deposit: £11,000 / £50,000 (22%)0 -
I would send it by cheque because then you know the letter has been received when they cash it. Would be a good idea to make sure you know which cheque number went to which creditor though
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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am i right in saying it costs them in cashing in the cheque? Must only be me whos cruel lol...but debt agencys, cc's etc etc put charges on so why not..hahahaSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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hope so! Saving for a deposit: £11,000 / £50,000 (22%)0
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def send by cheque, keep a record of the cheque number, and if possible send the cheque by recorded delievery.
also when your bank statement comes check that the cheque has been cashed, better to have a paper trail....(unless its toilet paper)xx rip dad... we had our ups and downs but we’re always be family xx0 -
what are tokens anyway lol im havin a blonde momentSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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what are tokens anyway lol im havin a blonde moment
dont worry - basically say the credit card company wanted a payment of £500.00 and the person couldnt afford it, say they sent £5.00 its classed a token
(the thoughts there but the money isn't)xx rip dad... we had our ups and downs but we’re always be family xx0 -
i'm only giving them a quid each
Saving for a deposit: £11,000 / £50,000 (22%)0
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