I really need to sort myself out!

BlueJ94

Right, I'm determined to be debt free by June or even before.
I need to do an upto date SOA.

Current debt situation
Satusma £83
Marbles £1170
Vanquis £688

Im totally skint this month and only have enough for petrol to get back and forth work.

Plan of action -
Raid my cupboards and freezer before I do another food shop at all next month.
Not buying any more alcohol (got loads left from Christmas)
Pay monthly DD higher than minimum payments.

Any other suggestions please? :j

Unicorn_cottage

Get another part time job? Any stuff you can sell?

tlc678910

Hi Jade,
I just looked back at your previous posts and you have made great progress paying down your debts. That Satsuma loan had a terrible interest rate! Well done - the finish line is in sight!

BlueJ94

I can sell some things, part time job no due to my current working hours.

BlueJ94

tlc678910 wrote: »

Hi Jade,
I just looked back at your previous posts and you have made great progress paying down your debts. That Satsuma loan had a terrible interest rate! Well done - the finish line is in sight!

Thank you, yep really terrible! Slowly I will get there

Niv

Do you have a hobby that you could make a few quid on such as crafting? Cards, knitting etc.? I always think its good if you can turn your hobby/interests into an income stream. Sometimes its not the money you 'make' from it but it keeps you occupied so you don't spend money as fast

Unicorn_cottage

Have you got enough stuff to sell to get rid of that horrendous Satsuma debt? That would deffo give you some breathing space. Do you have any old mobiles lying around, branded clothes, You could even do a car boot sale. I've tried everything!

BlueJ94

Niv wrote: »

Do you have a hobby that you could make a few quid on such as crafting? Cards, knitting etc.? I always think its good if you can turn your hobby/interests into an income stream. Sometimes its not the money you 'make' from it but it keeps you occupied so you don't spend money as fast

I'm pretty good at drawing digital and non digital, currently have a spare room I could turn into an office for art type things. Also, we have an aquarium so they keep me busy as well.

BlueJ94

Unicorn_cottage wrote: »

Have you got enough stuff to sell to get rid of that horrendous Satsuma debt? That would deffo give you some breathing space. Do you have any old mobiles lying around, branded clothes, You could even do a car boot sale. I've tried everything!

Satsuma is only £83? I will pay that off next payday I could do with sorting out clothes and unused DVD's on ebay actually! I'll make a start on that asap

Bogof_Babe

jadewest94 wrote: »

I'm pretty good at drawing digital and non digital, currently have a spare room I could turn into an office for art type things. Also, we have an aquarium so they keep me busy as well.

Take in a short term lodger?

DCFC79

jadewest94 wrote: »

Satsuma is only £83? I will pay that off next payday I could do with sorting out clothes and unused DVD's on ebay actually! I'll make a start on that asap

So is the satsuma been paid for this month then ?