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I really need to sort myself out!
BlueJ94
Posts: 3,182 Ambassador
Right, I'm determined to be debt free by June or even before.
I need to do an upto date SOA.
Current debt situation
Satusma £83
Marbles £1170
Vanquis £688
Im totally skint this month and only have enough for petrol to get back and forth work.
Plan of action -
Raid my cupboards and freezer before I do another food shop at all next month.
Not buying any more alcohol (got loads left from Christmas)
Pay monthly DD higher than minimum payments.
Any other suggestions please? :j
I need to do an upto date SOA.
Current debt situation
Satusma £83
Marbles £1170
Vanquis £688
Im totally skint this month and only have enough for petrol to get back and forth work.
Plan of action -
Raid my cupboards and freezer before I do another food shop at all next month.
Not buying any more alcohol (got loads left from Christmas)
Pay monthly DD higher than minimum payments.
Any other suggestions please? :j
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;
Debt owed;
Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£1000
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£1000
0
Comments
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Get another part time job? Any stuff you can sell?"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0 -
Hi Jade,
I just looked back at your previous posts and you have made great progress paying down your debts. That Satsuma loan had a terrible interest rate! Well done - the finish line is in sight!0 -
I can sell some things, part time job no due to my current working hours.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Hi Jade,
I just looked back at your previous posts and you have made great progress paying down your debts. That Satsuma loan had a terrible interest rate! Well done - the finish line is in sight!
Thank you, yep really terrible! Slowly I will get there
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Do you have a hobby that you could make a few quid on such as crafting? Cards, knitting etc.? I always think its good if you can turn your hobby/interests into an income stream. Sometimes its not the money you 'make' from it but it keeps you occupied so you don't spend money as fast YNWA
Target: Mortgage free by 58.0 -
Have you got enough stuff to sell to get rid of that horrendous Satsuma debt? That would deffo give you some breathing space. Do you have any old mobiles lying around, branded clothes, You could even do a car boot sale. I've tried everything!"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0 -
Do you have a hobby that you could make a few quid on such as crafting? Cards, knitting etc.? I always think its good if you can turn your hobby/interests into an income stream. Sometimes its not the money you 'make' from it but it keeps you occupied so you don't spend money as fast
I'm pretty good at drawing digital and non digital, currently have a spare room I could turn into an office for art type things. Also, we have an aquarium so they keep me busy as well. I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Unicorn_cottage wrote: »Have you got enough stuff to sell to get rid of that horrendous Satsuma debt? That would deffo give you some breathing space. Do you have any old mobiles lying around, branded clothes, You could even do a car boot sale. I've tried everything!
Satsuma is only £83? I will pay that off next payday I could do with sorting out clothes and unused DVD's on ebay actually! I'll make a start on that asap I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
jadewest94 wrote: »I'm pretty good at drawing digital and non digital, currently have a spare room I could turn into an office for art type things. Also, we have an aquarium so they keep me busy as well.
Take in a short term lodger?
I haven't bogged off yet, and I ain't no babe
0 -
jadewest94 wrote: »Satsuma is only £83? I will pay that off next payday I could do with sorting out clothes and unused DVD's on ebay actually! I'll make a start on that asap
So is the satsuma been paid for this month then ?0
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