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switching mortgage deal questions
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So you bought your house for £199,000 and it maybe worth more or less in May 2020.
So speak to the mortgage centre as they can do a " desk top valuation " and your Loan To Value may now be 75% LTV and therefore you might get a better deal.
Rates are very very good at the moment and maybe a 5 year fix it you have no plans in moving ?? Would be a good plan so your LTV is less than 60% next time your looking to remortgage.
No,we paid £180000 in may 2018. The mortgage was 171k. On the online switch portal , Nationwide have valued it at 200k. We owe 166k. Ltv is now 83%. I plan to continue our current repayment regardless of how much less we pay when we switch0
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