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2020 - 'Nothing in your life will change until you make the decision to change'

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Comments

  • NeverendingDMP
    NeverendingDMP Posts: 2,430 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Yipee. excelllent news,I'm jumping up and down in excitement for you. How good to be under 10 k
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • in_need_of_direction
    in_need_of_direction Posts: 7,997 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Brilliant news.I’m sure it’s a big weight off your mind
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • teapot2
    teapot2 Posts: 3,676 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great news and a big relief for you :)
  • Chrystal
    Chrystal Posts: 2,027 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
     (((hugs))) (((hugs))) and more (((hugs))) I am absolutely thrilled for you.(insert 'happy dance' here)
    Now I'm keeping my fingers and toes crossed and sending vibes into the Universe that the next good thing will be a good win on the lottery or Premium Bonds or something.  XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • doingitanyway
    doingitanyway Posts: 10,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    So pleased for you! Being under 10k is a huge achievement :smiley:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • jwil
    jwil Posts: 23,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 said:
    What a difference a day makes! Flipping Nora that's fantastic. I'd be tempted to laminate it. Maybe just pictures of it on the hard drive forever? 
    I hope you're celebrating!! Xxx
    I know, I want to frame it :D  I haven't had a chance to let it sink in yet!

    beanielou said:
    So so so pleased for you  :) xxx
    Thank you :smiley:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP said:
    Yipee. excelllent news,I'm jumping up and down in excitement for you. How good to be under 10 k
    Thank you, it's flipping amazing!  So weird! :)

    in_need_of_direction said:
    Brilliant news.I’m sure it’s a big weight off your mind
    Thank you, it really is! :)
    teapot2 said:
    Great news and a big relief for you :)
    Thank you, definitely! :)

    Chrystal said:
     (((hugs))) (((hugs))) and more (((hugs))) I am absolutely thrilled for you.(insert 'happy dance' here)
    Now I'm keeping my fingers and toes crossed and sending vibes into the Universe that the next good thing will be a good win on the lottery or Premium Bonds or something.  XXX
    Thank you :)  I feel like I've won the lottery.  A real win would be fab too :D
    DayDreamerandGeneralWaster said:
    Congratulations! Someone else has posted this on the main DFW board, l was a bit sceptical at first 😊

    Hahaha, that's why I attempted to post the picture, I didn't think anyone would believe me :D:D  Thank you :smile:

    doingitanyway said:
    So pleased for you! Being under 10k is a huge achievement :smiley:

    Thank you :)  I genuinely can't remember the last time I was under £10k !


    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    It does make a difference - your end goal is closer. You've got this jwil. You're getting there xxxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
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