Debt Assignments - Ts&Cs

HeeBeeGeeBees

OK, so if it's not a requirement to have the right to assign in the contract there's nothing I can do about that. It's not about owing X instead of Y - I just wanted to be sure that X had the right to own it and that Y had the right to assign it. As much as I don't like Y, X are more of a pain and try to change the rules of the game all the time, making false claims about arrangements that contradict earlier statements. I'm sure they are looking for a way to make a court claim so they can get a CCJ and CO, so I'm looking for any way to prevent this happening as I currently have a clean credit record.


It's easy to say pay it off and move on, but I don't have the amount claimed and when the disputed amounts are removed, the true value owed is less than 25% of the amount they claim it to be.