An odd phonecall from Lloydstsb. Very odd.

debtman2007

Had a call earlier from there collections dept. Spoke to a South African guy who was so polite i couldn't actually he was calling from Collections. Anyway he asked if i could pay any money towards my debt and i said i couldn't as i've already paid my money to CCCS. he was fine with this and noted it on my account. He then also noticed that last month they took £135 direct from my Lloyds account without my authorisation. He then said he would credit £65 back as a gesture of good will.

How very strange!!

meyore

Its scary when you don't expect it, isn't?! Nice though :rotfl:

debtman2007

Maybe just entering into the Christmas spirit just a bit too early. lol!!

meyore

Not lloyds though, surely!

squirrel_pigeon

Bet he won't be working there long

debtman2007

question is do i give it straight back or use it for Xmas??

meyore

I'd use it on debt-you'd thought it was gone so you won't miss it. No fun am I?!

squirrel_pigeon

If you owe Lloyds the money, technically you should give it back. Morals are a b*tch.

wherediditallgo

I started losing my morals at 16, the day that hunk I'd thought I'd love forever decided he liked cherries, & a lovely time I had too.

Consider it a Christmas bonus & enjoy it. Life's too short, & you can always go to confession & join the queue of "I shouldn't have done it, but I really enjoyed it at the time" folks if really bothers you. You thought the money had already gone to them, & they've probably made more than £65 in interest in the few minutes it took the man to tell you he'd refund the money. He said he was doing it as a gesture of goodwill, so use it to do some good for yourself or your family. If you can't make use of goodwill at Christmas, when can you?