Guess who's back? Back again? Monkey's back...hoping not to fail.

DebtFreeMonkey

So...I fell off. I'm not in anymore debt but I'm not particularly better off, either.

Starting uni and some intense counselling sessions really threw me for a little while. These things fed into me slipping but ultimately, this failure is on me. But I'm back on it, now. I have settled with a new schedule which makes implementing changes easier.

I need to do this for myself and for my future. My dream is to own my own house and it's not looking feasible in the slightest, right now. Plus, I'm tentatively beginning a relationship and this needs to be done with as soon as possible for that, too.

I'm just rambling now.

I hope you all had a wonderful Christmas/holiday period and enjoy the New Year's celebrations, too, if you're reading this.

Supertryer

You sound very confident and ready to face the new year!!!

Look forward to seeing your progress x

Jox

Welcome back Monkey, keep plodding on! Happy new diary and new year