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Separation/Mortgage options

Options
Hello - Thanks for your time

Me and my wife are just starting to separate and divorce. All a bit raw at moment. Her desire but no animosity or fighting. Need some help on options.

House bought in 97 for 64k - extended it and upped borrowing to 90K.
As of now 35k and 4.5 years left on fixed rate for term. (penalties of about 1.5k to get out now)
House is now worth about £170k. ) not had accurate value yet.
Both still in house. No kids. 1 Dog.
Wife cant afford to buy me out due to low income (I've always paid for all bills etc)

Guess we could sell - (work needs doing on house to get good price about 8k - ish) but I can't afford to rent (move out) and pay mortgage - wife would struggle on own to rent until she get funds from house.

Im happy to buy her out (i like the house) but would be at my limit and would need to take out nearly £100k over 15yrs.

I can't get 70K ish together to buy her out without borrowing on house.

The 35k left on mortgage added to new one (if I bought her out )means paying interest for 15yrs on it. But currently is pretty much 99% capital left. Is that correct assumption? sounds mad?

I guess Its either sell and start over (maybe with cheaper place and lower costs) - but could take a while to do up house and sell or....
Sell as is and take a lower price £150-60k or......
buy out with long debt (im 54) or......
can I try to get together 35k (tricky) and pay off current mortgage and save all the interest on that over 15 yrs?

Feeling a bit overwhelmed with it all - any thoughts or suggestions welcome.
Many thanks for reading.
S.
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