Too much information - or how often do you check your pension pot?

ffacoffipawb

BoGoF wrote: »

Scottish Widows pensions show in Lloyds Banking Group online banking.

Just a guess though.

Thanks. Surely only there if it was added by the user in the first place?

michaels

ffacoffipawb wrote: »

Thanks. Surely only there if it was added by the user in the first place?

Nope, they seem to do it via a data matching exercise. Also recently appeared is a Halifax share dealing account and kids accounts appeared a few years back.

Sea_Shell

I've got Lloyds accounts and a Scot Wids pension. I can't recall seeing them linked. Will check in the morning.

ffacoffipawb

michaels wrote: »

Nope, they seem to do it via a data matching exercise. Also recently appeared is a Halifax share dealing account and kids accounts appeared a few years back.

My 2 Halifax and 1 BOS Reward accounts dont show in my Club Lloyds internet banking though.

Nor vice versa.

Probably just as well as I guess they dont like people having so many accounts and would close them all I suspect (like a few have reported here).

[Deleted User]

I check daily when the markets are doing well. Rarely when they are crashing. Use a Google Sheets spreadsheet which automatically pulls all my liquid assets and pensions in (almost) real time with, perhaps, a 15 min delay.

Not a good thing but I can’t help it. Like this year when the markets rewarded me with hundreds of thousands, I find it very hard not to look. Guess I am addicted and need to work on strategies to fight the addiction.

Simby

Another one for checking at least monthly

arnoldy

Once a day for the SIPP which is invested in the stock market. Once every 2-3 years for my Defined Benefit/Final salary pension.


I check my SIPP daily because I let the dividends build up - and if I check daily I have the chance of a stock specific absolute bargain as I reinvest those dividends.

Novice_investor101

I'm at least 20 years from retirement, so I don't bother looking at it monthly. I probably check about every 3 months - I'm happy with my fund choices & won't be changing them for at least 10 years.
Also, my work pension is with Aviva & their app is just a bit annoying so I cba with it ....

ggmf

Every morning I check my bank account, credit card account for rouge transactions, H&L play ISA, and my Fidelity SIPP. The SIPP and S&S ISA values are added to a spreadsheet and append to the performance graphs. I also track the monthly charges over time on the Fidelity SIPP these being IFA service charge, and the platform fee, I wish I did not do that, as it shows that 49.41% of the income from the funds is swallowed by charges

[Deleted User]

ggmf wrote: »

Every morning I check my bank account, credit card account for rouge transactions, H&L play ISA, and my Fidelity SIPP. The SIPP and S&S ISA values are added to a spreadsheet and append to the performance graphs. I also track the monthly charges over time on the Fidelity SIPP these being IFA service charge, and the platform fee, I wish I did not do that, as it shows that 49.41% of the income from the funds is swallowed by charges

1. Your performance graphs could be automated. If you do it daily, well worth investing a little effort up front.
2. If charges are half the income then surely you need to do something about it. One of the few things in investment that you can control