DMP and Redundancy

Ginger182

Sorry for delay. I rent my property.

PS Thanks everyone for your kind replies.

kangoora

Don't make the mistake of offering the most you can pay as a previous poster did. Any debt collector will assume you are lowballing them so will want more.

So, the answer is to lowball them with a low offer in the first place and then, reluctantly, agree to some increases so you end up where you wanted to be in the first place with what would have been your original, genuine, offer.

Finally, I would hold off until mid-ish February now, a lot of companies year end financials close off in the first week of April and they may be more susceptible to a lump sum if it means they can book those lump sums in the business before their financial year closes.

PS Definitely hold off on F&F offers until you are sorted with a new job, you need to look after yourself and your family first

fatbelly

...and do a CCA request first