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Debt payment plan Scotland

Hi,

I have debt of around 25000. So I am considering a debt payment plan. One question I know it's a fixed monthly, my question is if I work overtime in a month do the payments increase?

Thanks

Comments

  • sourcrates
    sourcrates Posts: 31,796 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Are we talking about a basic DMP (Debt mangement plan), or a DAS (Debt arrangement scheme) ?
    To be fair, the advice would be the same, your payments are based on your basic income, as overtime is never guarenteed, however the DAS is flexible when it comes to payments, I believe you can vary them, as you wish.


    You would need to talk to National Debtline (Scotland) for full details.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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