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SIPP not moving.
Flu_strength_Darren
Posts: 40 Forumite
I've got 40k in a SIPP that I've had for 4 years (ish)
I'm about £800 up in 4 years, with the market at all time high looks like my choices are not the best as only one fund (fundsmith) is in profit.
CASh is split between Fundsmith, Lindsel train global,vanguard 100% and ASI global small companies.
Would I be better with it all in just one fund?
I'm about £800 up in 4 years, with the market at all time high looks like my choices are not the best as only one fund (fundsmith) is in profit.
CASh is split between Fundsmith, Lindsel train global,vanguard 100% and ASI global small companies.
Would I be better with it all in just one fund?
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Comments
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Vanguard LS 100 is up 57% in the last four years , so this does not match up with what you are saying.
If you say what SIPP it is and the % split between the funds mentioned you might get better feedback.0 -
To complete the 4 year fund data:
ASI Global Small Companies: Up 80%
Fundsmith:Up 110%
Lindsell Train Global: Up 110%
Have you had the whole £40K invested for 4 years? I could believe your figures if most of your money was only added in the past year or so. Otherwise either you are confused or something is seriously wrong.0 -
My SIPP Growth is around 10 to 15% per annum over the last four years!0
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*listens for the whispered initials "SJP" .....0
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It likely will be better in just one fund, but your first questions should be about objectives, risk and asset allocation. Develop a strategy to meet objectives. Write down your investment policy. Then you can select the best vehicle to execute your strategy.0
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Also, just comparing “returns” like this is not very meaningful.0
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Flu_strength_Darren wrote: »I've got 40k in a SIPP that I've had for 4 years (ish)
When was the money invested?0 -
That's where the money is now, it's been in other funds which have gone down and I've cut my losses and moved the money.
I guess my question is the above funds are they all too alike?
The money won't be needed for 10+ years and isn't my main pension.0
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