Son gone to live with father

Asula

After 12 years my son decided he wanted to live with his father and the court agreed for him to move. My ex had been paying child maintenance through ‘Collect and pay’ of £600 a month. His household income, including his wife’s salary, is about £200k a year.
My household income, including benefits etc is less than £20k a year. He is is now claiming maintenance from me which would be about £130 a month. I cannot afford this as I have lost some child benefit and child tax credits as well as the maintenance he has been paying but I still have almost the same outgoings.
I’ve put my house on the market but until it’s sold I cannot afford to live, let alone pay maintenance.
Any ideas anyone?

[Deleted User]

Asula wrote: »

After 12 years my son decided he wanted to live with his father and the court agreed for him to move. My ex had been paying child maintenance through ‘Collect and pay’ of £600 a month. His household income, including his wife’s salary, is about £200k a year.
My household income, including benefits etc is less than £20k a year. He is is now claiming maintenance from me which would be about £130 a month. I cannot afford this as I have lost some child benefit and child tax credits as well as the maintenance he has been paying but I still have almost the same outgoings.
I’ve put my house on the market but until it’s sold I cannot afford to live, let alone pay maintenance.
Any ideas anyone?

It's your responsibility to help pay for your child's upbringing

Mojisola

Asula wrote: »

I’ve put my house on the market but until it’s sold I cannot afford to live, let alone pay maintenance.
Any ideas anyone?

On the CM issue, will his father accept a lump sum on the sale of the house instead of weekly payments at the moment?

For daily living, put an SOA on the Debt-free Board and see if posters can help.

Asula

-shel. I am well aware of the fact that I am responsible for helping with the costs of bringing up my son.

Without going into all the details his father and I haven’t lived together for 11 years and our son, has until now, lived with me. The house is my house that I bought for myself and my son, but now with the my reduced income can no longer afford it.

I was asking for some interim solutions to help me until my house is sold when I should be able to contribute to the costs of our son’s upbringing.

Unfortunately I can not negotiate with his father.

Asula

Mojisola, my ex and I parted when our son was a year old and I bought the house myself.

comeandgo

Are you able to get a second job or do you have other children? Is selling your house the best idea, what about taking in a lodger?

CKhalvashi

comeandgo wrote: »

Are you able to get a second job or do you have other children? Is selling your house the best idea, what about taking in a lodger?

Indeed. You can earn up to £7500 tax free letting rooms in your home.

This can be more than 1 room if necessary.

https://www.gov.uk/rent-room-in-your-home/the-rent-a-room-scheme.

Is there any possibility of you finding additional work? January is coming and I know that we are definitely looking for staff with numerous specialisms for testing ideas. I'm not suggesting that any business I may or may not have a shareholding in could take you on, however there's a good chance that a business local to you will be able to, even if it's on a temporary basis with a view to possibly becoming more permanent later.

As stated above, it is your responsibility to pay for the upbringing of your children. We can only offer practical solutions to being able to assist you in doing this.

Mojisola

Mojisola wrote: »

On the CM issue, will his father accept a lump sum on the sale of the house instead of weekly payments at the moment?

Asula wrote: »

Mojisola, my ex and I parted when our son was a year old and I bought the house myself.

I don't see what difference that makes.

If you can't afford to make a weekly CM payment, would your ex let the debt roll up until the house is sold and then you can pay it off in one go.