We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DCA threating "take control of goods" from parents house.
Options

bear70
Posts: 31 Forumite
Hi Everybody
I moved into my parents house quite recently. My mam is aged and extremely ill (it's just me and her living in the house) and I moved from the North to the South of England to take care of her.
Now I've got a CCJ against me for unpaid Council tax from when I was living in the North and a debt collector has just showed up at the door. Now I don't have the money to pay the entire amount straight away. But I'm willing to try and enter in some kind of payment plan and gradually pay down the debt. However my main concern is that they don't keep coming around and phoning the house.threatening and harassing my mam over her sons debt.
However the guy at the door was threatening to seize goods and have them sold at public auction. Getting bailiffs to break in etc. When I told him that I've nothing of any real value he said he could just take whatever was in the house. Something about if she couldn't prove whatever was hers then they could just take whatever (I'm not 100% this but I think something to this affect).
He left me a "Notification of Enforcement agent visit" sheet of paper.
From the first paragraph it says:
"As an enforcement agent I've attended your premises today with the intention of taking control of your goods in accordance with the taking control of goods (fees) regulations 2014. At this time your goods are bound. You cannot remove, sell or otherwise dispose of them"
Thus I'd appreciate any advice that readers my be able to offer. Does anyone know the law regarding "seizing assets" when the debtor is not the homeowner/tenant?
tia
Bear
I moved into my parents house quite recently. My mam is aged and extremely ill (it's just me and her living in the house) and I moved from the North to the South of England to take care of her.
Now I've got a CCJ against me for unpaid Council tax from when I was living in the North and a debt collector has just showed up at the door. Now I don't have the money to pay the entire amount straight away. But I'm willing to try and enter in some kind of payment plan and gradually pay down the debt. However my main concern is that they don't keep coming around and phoning the house.threatening and harassing my mam over her sons debt.
However the guy at the door was threatening to seize goods and have them sold at public auction. Getting bailiffs to break in etc. When I told him that I've nothing of any real value he said he could just take whatever was in the house. Something about if she couldn't prove whatever was hers then they could just take whatever (I'm not 100% this but I think something to this affect).
He left me a "Notification of Enforcement agent visit" sheet of paper.
From the first paragraph it says:
"As an enforcement agent I've attended your premises today with the intention of taking control of your goods in accordance with the taking control of goods (fees) regulations 2014. At this time your goods are bound. You cannot remove, sell or otherwise dispose of them"
Thus I'd appreciate any advice that readers my be able to offer. Does anyone know the law regarding "seizing assets" when the debtor is not the homeowner/tenant?
tia
Bear
0
Comments
-
Hi,
First off, they are not debt colletors, they Will be private bailiffs, big difference, second, are you positive you have a CCJ, as council tax arrears are normally collected by a liability order.
Do not allow them in the house under any circumstances, you can make an offer of payment to them either verbally through the door, or in writing, they can only seize goods if you allow them access, you would need to have proof of ownership of anything that was seized, if it wasnt yours.
Best just to keep them outside, them they can`t` do any of the above.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
As sourcrates said, do not let them inside. Don't even open the door. If they make "peaceful entry" they can take whatever they like if you don't have proof of ownership. Talk to them through a window, the letterbox, etc and tell your mum to do the same. If you have a car, park it away from the house.0
-
They will be commercial bailiffs like Jacobs or Equita or Rossendales.
Advice is good.
If this is your only debt, make a payment arrangement with the bailiff organisation or the council.
If you have multiple debts, run your situation past someone impartial like National Debtline.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards