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edited 30 November -1 at 12:00AM in Mortgage-Free Wannabe
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gaia_is_watchinggaia_is_watching Forumite
1 posts
edited 30 November -1 at 12:00AM in Mortgage-Free Wannabe
Having to start a fresh diary as unable to log into old one. So with only a couple of weeks before christmas I've attempted to look at starting to over pay on the mortgage which will be a squash and a squeeze but I need to do something in the new year. So I thought I'd restart the diary now rather than wait until the new year and hopefully this will stop me spalshing out at christmas. The mortage currently stands at about £80,000 and we have 17 years left.
Cracker snaps arrived today and got chocs, so just need to source 5 (already got 3) toilet rolls,make 8 paper hats and source 8 jokes. Jokes welcome as long as they are clean. Well starting to feel tired now so off to bed and hopefully I'll be able to sleep.


  • beanieloubeanielou Forumite
    73.5K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy shiny new diary.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • BVic28BVic28 Forumite
    97 posts
    10 Posts
    Happy new diary!
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • DragonriderDragonrider Forumite
    167 posts
    Ninth Anniversary Combo Breaker
    Why do people get emotional at Christmas?

    It's a very Santa-mental time of year....

    You're welcome ��
    Goal = to get under £300k by Aug 2022 (by reducing the balance by £1k per month - this needs an OP of £200 per month)
    Sept 2017 -£359,337.18 (£12,681.46/£12,000)
    Sept 2018 -£346,655.72 (Monthly interest £765.51, Daily interest £24.69)
    Progress so far this year (using academic year): £5,028.47/£12,000
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