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Trying to Recover Debt Owed
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Dragonfly1
Posts: 120 Forumite

Thank you sourcrates below
Happy for this thread to be deleted now.

0
Comments
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Hi,
You have the option of making a money claim against this individual, anytime you want, regardless of anything else that may be going on just now.
The key is to have as much proof as possible that the debt is owed.
However the solicitor does raise an important point, not many people can put there hands on 30k, just like that, he may have to sell assets in order to pay, that’s if they choose to pay, even if you obtain judgement against them, it’s no guarantee you will get any money.
Getting the judgement is just the start, you cannot force sale of the house, not realistically, if they don’t want to pay, getting anything from them will be extremely hard.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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