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Income Tax Change

Anyone here any good with income tax on PAYE. My tax deduction is LITERALLY the only change on my pay slip in November vs October pay. If nothing else changed, salary, benefits, overtime, sickness, NI, pension, Tax code then anyone any ideas why my tax deductions would be £60.00 higher than the prior month?
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Comments

  • Yes there is a logical reason but you need to give the details from the payslip for anyone to be able to give a meaningful answer.

    Have you double checked the full tax code is identical to the previous pay slip?
  • p00hsticks
    p00hsticks Posts: 14,623 Forumite
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    You also need to look back over previous months - if for any reason you overpaid in September, then this would result in less tax being deducted in October before reverting in November
  • chrisbur
    chrisbur Posts: 4,270 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Anyone here any good with income tax on PAYE.

    There are several on here that are good with PAYE; but you do need to give us something to work with. Of hand I can think of four or five things that could account for this but without figures cannot say which it is.

    As a starting point I would suggest you give from the two payslips the following details....
    Taxable gross
    Tax paid
    Tax code
    Anything following tax code eg X 0 1 cumualtive non cumulative
    Taxable gross to date
    Tax paid to date
    If showing
    Previous gross
    Previous tax
  • Nothing changed at all, there is not addition to the tax code eg M1 or X. Literally the only change month on month is that my tax deduction value increase 55 pounds
  • chrisbur
    chrisbur Posts: 4,270 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 December 2019 at 10:02AM
    Nothing changed at all, there is not addition to the tax code eg M1 or X. Literally the only change month on month is that my tax deduction value increase 55 pounds

    There are explanations as I said, but the only way to say what is the explanation is by you giving the figures asked for.

    There is a way to check for one possible explanation without giving away any figures.
    Go to this tax calculator https://www.moneysavingexpert.com/tax-calculator/

    For each payslip enter your taxable gross pay and note the tax figure given.
    Compare these tax figures with the tax figures on your payslip and advise on here the following
    Last payslip.. tax is about the same on calculator and payslip or tax is higher on payslip or tax is lower on payslip
    Last but one payslip.. tax is about the same on calculator and payslip or tax is higher on payslip or tax is lower on payslip

    No need for figures just same, higher or lower
  • Unless you provide the information chrisbur has detailed no one is going to be able to help you.

    There will be a reason but we aren't mind readers :p
  • I might just give HMRC a call - i don't want to provide this info here. I think its clear in what I am saying. If you compared both pay slips literally the only difference is tax deduction value, so it makes no sense to be different.
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As has been said there are various reasons why your tax has increased but if you are not prepared to share the info asked for then we are guessing.
  • chrisbur
    chrisbur Posts: 4,270 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I might just give HMRC a call - i don't want to provide this info here. I think its clear in what I am saying. If you compared both pay slips literally the only difference is tax deduction value, so it makes no sense to be different.

    You say that there is no difference between the two payslips but there must be a difference in the cumulative gross and tax figures. Something happening here could cause what you have described.
    However as we are down to guessing my guess is that your tax for Nov. is not £55 higher than your tax for Oct; but that your tax for Oct. is actually £55 lower than your tax for Nov.
    This can sometimes happen if your current earnings are lower than your average earnings. For example you get a bonus which takes you into the 40% tax band. Your earnings then go back to below the 40% tax level so each month as your allowance at 20% increases and all of it is not used some of the tax you paid at 40% is converted to 20% This results in your tax being reduced. Eventually this 40% tax has all been converted to tax at 20% so there is no more left to reduce your tax so it appears to go up.
  • nick74
    nick74 Posts: 829 Forumite
    Part of the Furniture 500 Posts Name Dropper
    I might just give HMRC a call - i don't want to provide this info here. I think its clear in what I am saying. If you compared both pay slips literally the only difference is tax deduction value, so it makes no sense to be different.

    For future reference it would probably be worth creating a new username for here which doesn't identify your name. Then you can post figures without any concern that it can be traced by someone who knows you.

    My guess would be, as suggested above, that a previous bonus/lump sum payment earlier in the year pushed your pay temporarily into higher rate tax, which has since been refunded through the PAYE system month by month but now balanced out.
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