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Mortgage declined - help
Comments
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Try Natwest? We have been successful in obtaining a 5% mortgage and have a 5 year old default.0
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I have just got a mortgage aip for a client with a 5% deposit who approached me from this site within 1 hour of speaking where they have been trying for nearly 3 weeks and had 4 declines I know about with another broker. Their aip is with a high street lender and there is some adverse
Not all lenders treat adverse the same way. It is important to get your credit reports in front of a competent broker. Getting a credit report upfront is broking 101
A single default will not be a killer as long as you get the lender rightI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you! I think we will let the broker try one more lender and then I might get in touch with you if that's okay? Do you charge a fee?0
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Thank you! I think we will let the broker try one more lender and then I might get in touch with you if that's okay? Do you charge a fee?
I am always happy to respond to pm's if you would like to look at options. We are a whole of market fee charging broker but only on receipt of a formal mortgage offer. In my profile it has my company name if you would like to look us upI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
A broker who didn't check credit files is a poor one. Trying another lender will only mean another hard check potentially on your credit file and making it more difficult for you"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
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