remortgage with defualts

lhan

Good afternoon,


I am coming upto my first remortgage after buying our 1st new home. we currently use aldermore as I had defaults.
I am just wondering if anybody knows or has experience in if we would be accepted by a more mainstream dealer on a remortgage with the following circumstances....
loan to value will be 90%
wifes credit is perfect
my credit is all now in tact only thing is have a about 4 defaults all settled and due to drop off within a year of new deal starting so will still be on my file.
obviously we will get a new mortgage offer from aldermore but the idea is to get a better rate obviously.
thanks in advance

Thrugelmir

Remortgaging may well come with considerable costs attached. Firstly determine what's on offer from Aldermore in order to make meaningfull comparisons.