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One tip for you if you spend too much....
timbouk
Posts: 245 Forumite
... Stop reading the "Quick Grabbit While you can" section of these forums 
(This is RICH coming from me, but)
Remember a digital camera for £100 pounds is only a bargain if you actually NEED it or you HAVE THE CASH and were just about to go into town to buy the same one for £200. If you do that then why not put the savings (or even half of it) into a seperate bank account? or even pay some more of your credit card!!!!
One day I will listen to my own advice
(This is RICH coming from me, but)
Remember a digital camera for £100 pounds is only a bargain if you actually NEED it or you HAVE THE CASH and were just about to go into town to buy the same one for £200. If you do that then why not put the savings (or even half of it) into a seperate bank account? or even pay some more of your credit card!!!!
One day I will listen to my own advice
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Comments
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Another way (and this has worked for me at least!) is to work out what your hourly income is after tax and NI have been deducted.
Then, when you are about to splash out on something calculate its cost in terms of the hours you would have to work for it.
Soon puts everything into perpsective!2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0 -
Hi
God thats quite scary looking at it from that angle... :eek: Digital camera £100 errrr say around 10-12 hrs work after tax and NI....ouch :eek:
I DONT THINK SO!!!!..lol.
Wonder if it would work well when doing the grocery shopping....we'd all be anorexia and waif like..lol. A thought anyway :rolleyes:
Penny-Pincher!!
xxxxTo repeat what others have said, requires education, to challenge it,requires brains!FEB GC/DIESEL £200/4 WEEKS0
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