We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgage Prep
Options
Mr_Curious
Posts: 118 Forumite
Hi Guys,
I'm looking for a little advice please.
My fix rate is up for renewal shortly. I am just above the 75% threshold to receive a lower rate and that is what I plan to do.
The rate offered with my existing lender with no checks etc is 1.94% at 75% LTV with no fees on a 5 year fix. I have had a look on a few comparison sites and this doesn't seem too bad. Would it be worth speaking to a broker who might have access to better deals or would the saving be negated by the fees involved?
If it is relevant the amount to be borrowed is £135000
Any thoughts or input welcome :beer:
I'm looking for a little advice please.
My fix rate is up for renewal shortly. I am just above the 75% threshold to receive a lower rate and that is what I plan to do.
The rate offered with my existing lender with no checks etc is 1.94% at 75% LTV with no fees on a 5 year fix. I have had a look on a few comparison sites and this doesn't seem too bad. Would it be worth speaking to a broker who might have access to better deals or would the saving be negated by the fees involved?
If it is relevant the amount to be borrowed is £135000
Any thoughts or input welcome :beer:
0
Comments
-
Lots of brokers are fee free so definitely worth checking.
Habito
Trussle
(Both our topcashback as well)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards