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Remortgage Prep

Hi Guys,


I'm looking for a little advice please.


My fix rate is up for renewal shortly. I am just above the 75% threshold to receive a lower rate and that is what I plan to do.



The rate offered with my existing lender with no checks etc is 1.94% at 75% LTV with no fees on a 5 year fix. I have had a look on a few comparison sites and this doesn't seem too bad. Would it be worth speaking to a broker who might have access to better deals or would the saving be negated by the fees involved?


If it is relevant the amount to be borrowed is £135000



Any thoughts or input welcome :beer:

Comments

  • ec9wrr
    ec9wrr Posts: 232 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 27 November 2019 at 10:15PM
    Lots of brokers are fee free so definitely worth checking.
    Habito
    Trussle
    (Both our topcashback as well)
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