We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage for Supply Teacher

Options
Hi All,

First time post!

Recently married my wife, she's from Newcastle + we moved to Belfast where i am from. She had over 5 years teaching permanent in Newcastle before moving here. We were told it was very diffcult for Sophie to get a full-time job here teaching initially, so she went around 200 schools passing round her CV, it didn't take a day until she was in a school nearby teaching. The teacher of the class has just went off on maternity + Sophie is in full-time covering her maternity. Now i know that means the job should come to an end blah blah. However, is it still possible to get a mortgage? I work full time earning between 30k, around 35 with bonuses. In receipt of company car. On our incomes we could easily cover the mortgage- it's just will banks accept the supply part?

Brief breakdown:
Sophie as only been in the supply job 2 months- before that she was still being paid from her permanent job, so there's no break in monthly wages as such.

We have a hefty enough deposit of around 60k, the house is 300k.

No adverse credit.

Thanks in advance,

Jack

Comments

  • Have you thought of contacting https://www.teachersbs.co.uk/ and asking?


    "12 months contract history with current employer, or for qualified teachers 12 months current history of teaching, with 6 months remaining on current contract at application. Alternatively 18 months contract history in same line of work and 6 months remaining on current contract at application."
  • We have now contacted them. Thank you!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.