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Charge on property

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  • HelpM3
    HelpM3 Posts: 10 Forumite
    davidmcn wrote: »
    I'll try again - how do you know you can remortgage it if you don't yet know the size of any debts due by your parents' estate?

    I’ve talked to a mortgage adviser
  • jaybeetoo
    jaybeetoo Posts: 1,364 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    HelpM3 wrote: »
    Hi I did it myself with the probate.

    You must estimate and report the estate’s value before you apply for probate. If there is a charge on the property (and you don’t know what it is), you don’t know the estate’s value. I suggest you stop talking to conveyancers and financial advisers and talk to a solicitor.
  • HelpM3
    HelpM3 Posts: 10 Forumite
    So imagine if I wanted to sell the property......
    The charge is still gonna be there regardless.
    The fact is I know about the other charges which I have got in contact with but can't get in contact with one of the charges on the land register (OPEN + DIRECT), am all for paying off the charge if I could get in contact with this company. But I can’t. Which Is the only thing stopping me for completing the process.

    Thanks for listening
  • HelpM3
    HelpM3 Posts: 10 Forumite
    I know the charge but the company is no longer
  • HelpM3
    HelpM3 Posts: 10 Forumite
    jaybeetoo wrote: »
    You must estimate and report the estate’s value before you apply for probate. If there is a charge on the property (and you don’t know what it is), you don’t know the estate’s value. I suggest you stop talking to conveyancers and financial advisers and talk to a solicitor.


    I know what the charge is but can’t get hold of the company that it belongs to
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