Help to Buy equity mortgages

kannaiah

Hi,

I have been doing some reading on H2B, mortagages etc.
HSBC said they do not off
fer mortgages to H2B customers.

- Is there a list of banks that offer mortgages to H2B equity loan?
- Would the interest rates be same as 75% LTV?

Thank you.

kingstreet

HSBC doesn't offer shared equity products.

I don't know of a public list, check the HTB website.

No. Most lenders have specialist products for HTB not just their standard 75% LTV deals.

HanPop

We’ve just been offered a mortgage with NatWest using HTB, I know Nationwide do too.

andreicon

You are right about HSBC not offering HTB mortgages but Natwest, Natiowide and Halifax do.

amnblog

H2B is an area where it is smart to use a Broker. otherwise, there are many ways to be 'tripped up'.

mossypne

Halifax seem to best for FTB using HTB. It's who I used and the process was seemless and when I spoke to a Mortgage Broker they also suggested Halifax (The process was so simple and just wasn't worth using a Mortgage Broker)

kingstreet

mossypne wrote: »

Halifax seem to best for FTB using HTB...

... as long as you aren't too bothered about the rates and you aren't an FTB wanting a two year fix on HTB Equity Loan as there are none upto 75%.