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Help to Buy equity mortgages
kannaiah
Posts: 48 Forumite
Hi,
I have been doing some reading on H2B, mortagages etc.
HSBC said they do not off
fer mortgages to H2B customers.
- Is there a list of banks that offer mortgages to H2B equity loan?
- Would the interest rates be same as 75% LTV?
Thank you.
I have been doing some reading on H2B, mortagages etc.
HSBC said they do not off
fer mortgages to H2B customers.
- Is there a list of banks that offer mortgages to H2B equity loan?
- Would the interest rates be same as 75% LTV?
Thank you.
0
Comments
-
HSBC doesn't offer shared equity products.
I don't know of a public list, check the HTB website.
No. Most lenders have specialist products for HTB not just their standard 75% LTV deals.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
We’ve just been offered a mortgage with NatWest using HTB, I know Nationwide do too.0
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You are right about HSBC not offering HTB mortgages but Natwest, Natiowide and Halifax do.0
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H2B is an area where it is smart to use a Broker. otherwise, there are many ways to be 'tripped up'.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Halifax seem to best for FTB using HTB. It's who I used and the process was seemless and when I spoke to a Mortgage Broker they also suggested Halifax (The process was so simple and just wasn't worth using a Mortgage Broker)0
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... as long as you aren't too bothered about the rates and you aren't an FTB wanting a two year fix on HTB Equity Loan as there are none upto 75%.Halifax seem to best for FTB using HTB...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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