AR UK Ltd Debt Recovery

Luna29412

Hi

My partner had a letter in September from a Solicitors called AR UK Ltd saying that he had an outstanding debt through a finance company called Close Brothers Military Services whilst he was in they military and asking that he sign a bank mandate to pay them back 10.00 per month. This is obviously either mistaken identity as he has never been in the forces or a scam The company is based in Southampton. He threw the first letter away but he has had another one today. Not sure what we should do about it ? Has anyone heard of anything like this before ?

fatbelly

Sounds very odd

I can't find any trace of AR UK Ltd Debt Recovery in Southampton - a search just links back to this thread.

I'd be tempted to send a prove-it letter and see what comes back

https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter

Luna29412

Does anyone know I any template letters ?. I think this is a case of mistaken identity and he wants to write to them saying that this debt isnt his.

Thanks

fatbelly

Before you ask ... I answer

Luna29412

Luna29412 wrote: »

Does anyone know I any template letters ?. I think this is a case of mistaken identity and he wants to write to them saying that this debt isnt his.

Thanks

Thanks for your reply I will send the letter. The letter that we have received just seems odd.

sourcrates

They are not on the FCA register under that name either, so do not hold a consumer credit licence or have FCA permission to trade, unless they operate under a different company name, they do not have permission to act as debt collectors.

Luna29412

sourcrates wrote: »

They are not on the FCA register under that name either, so do not hold a consumer credit licence or have FCA permission to trade, unless they operate under a different company name, they do not have permission to act as debt collectors.

The small print on the letter, they call themselves Asset Recoveries UK Ltd. Registered No 04372121

sourcrates

Luna29412 wrote: »

The small print on the letter, they call themselves Asset Recoveries UK Ltd. Registered No 04372121

They appear on companies house, but not on FCA registry, no website (that I can find either) based in Southampton, send the provit letter as advised above.

Luna29412

Thank you. I'll send it tomorrow

WhenIam64

As well as that letter, you should attempt to close them down by sending a letter of rectification for them to note on their files your partner is not who they think. Advise them they are processing personal details unlawfully and anything other than a confirmation they have made a note about their mistake, and you will complain to the Information Commissioner. Get proof of posting.

https://ico.org.uk/for-organisations/guide-to-data-protection/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/right-to-rectification/

"Debt" collectors can be anyone though this one looks strange. But set them up for a ICO compliant if they are less "professional" than most DCA's