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Childcare costs when on a dmp
LearningtoAdult
Posts: 40 Forumite
I'm about to start the process of a dmp and im not sure what to do about my childcare costs. I pay for breakfast club and afterschool club and the fees vary each month. I also claim back the cost via universal credit so the amount is different each month.
How do i declare this when filling in my info on the form?
Any help is appreciated.
Thanks
How do i declare this when filling in my info on the form?
Any help is appreciated.
Thanks
0
Comments
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Hi,
A DMP is an unregulated, informal agreement, so your budget is not subject to insolvency rules, it’s determined by you 100%, just fill in what it costs you on average, if it’s questioned, then you have reasonable grounds to justify this spending to stepchange, after all its a necessity for you, so cannot be left out.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thank you that's really helpful0
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