We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

help with finding a mortgage

Options
Hi. I am trying to buy a council flat via RTB however my mortgage was turned down due to the surveyor's/valuer's report. The report said there was a "lack of owner occupiers in the building." ( i did check land registry, and out of 28 flats only 6/7 have been sold. the last 3 to be sold don't seem to have a mortgage/are cash buyers) Both Natwest and Santander have turned down my mortgage for the same reason. Has anybody else encountered this issue?



Does anybody have any advice or suggestions on non high street/traditional mortgage providers, a different mortgage advisor ( originally i went to L&C) or whether i should even bother at all. thanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.