Putting a stop to this now

Lemon_Tree

I have to agree having the budget savings pots for insurance, holidays, Christmas, car costs etc really is a game changer. It was one of the first things I did when I joined at my first LBM and it still conti ues, now I've started pots for fuel and groceries as I missed the opportunity before and they end up on the credit card etc so we're borrow from next month. I'm going to take upto 6 months to get the new pots together but every month it will get easier. Goodluck you're starting well