Half way there now and counting

OnceUponATime

I am not sure if this is how I start a debt free wannabe diary but I hope so... Not even sure if anyone would like to read about my journey to becoming debt free.

So, I am 34 years old with a current debt of 13,414.86, it was 26,064.96. This is not including my student loans mind you which is approximately 30,000. This would bring the exact figure to 43,117.87.

I have been following the Dave Ramsay method with some success but struggle to implement it all when translating it over to the UK. Despite this, I am still chugging along and have managed to complete baby step 1 and I am currently on baby step 2.

So that is a little about me.
Still need to do my SOA but will post this later this week!

Willing2Learn

OnceUponATime wrote: »

I am not sure if this is how I start a debt free wannabe diary but I hope so... Not even sure if anyone would like to read about my journey to becoming debt free.

You have successfully started a diary. And believe me, people will subscribe to your thread, with tips, encouragement and support. All you have to do, is to keep posting updates on your debt-busting journey


You will find that there are a lot of people in the UK who have successfully used the Dave Ramsey method and the baby steps...so if you have any questions, then just ask away...

PositiveBalance

Course we will help!

On order to do so we need an idea of what's going on with your finances. What's coming in? What's going out? How much do you owe and to who and what are the minimum/monthly payments and the interest rates involved?

Then we can help with a plan of action.

You may wish to use the I&E template at the top of the forum.

All the best! :T

[Deleted User]

I've subscribed to cheer you on

We're similar ages, and I started my diary just under a year ago at a similar point, I had 50% left to shift. I'm nearing the end now, but I know that feeling of 'so near and yet so far' all too well at the half-way point. My diary has been a huge help - I don't think I'd have stayed the course this far if I didn't have my little outlet for rambling in this little corner of the internet

Good luck and keep posting