Partners info

Nothingisvalid

Sorry me again...


So our mortgage is in my partners name, everything is supposedly fine and a offer is imminent... But theyve just asked for my date of birth, which is weird as its nothing to do with me, broker said its fine it wont affect the application offer its just because my name is also on our electoral roll, is this normal?

Thrugelmir

Presumably you are connected to the applicant in some way. Not just a lodger.

Davy_Jones_II

If you are planning to live there the mortgage company will want to know about you. Partners can have a claim on a joint home in certain circumstances.

Nothingisvalid

Yeah hes my partner, i dont work so we didnt do a joint mortgage so was just confused why they would need my details thanks

Thrugelmir

Your partner supports you financially then?

[Deleted User]

Nothingisvalid wrote: »

Yeah hes my partner, i dont work so we didnt do a joint mortgage so was just confused why they would need my details thanks

They need to put you down as an additional occupier. They need all details of anyone over 17 who isnt named on the mortgage. Broker should have given them this on application

Neutrinno

Nothingisvalid wrote: »

Yeah hes my partner, i dont work so we didnt do a joint mortgage so was just confused why they would need my details thanks

It is standard practice for anyone age 17 or over who's not going to be party to the mortgage to sign the form.

You can read more information on its purpose below:

https://www.samconveyancing.co.uk/news/conveyancing/occupier-consent-form-what-does-your-mortgage-lender-need-6019

Nothingisvalid

Thanks for replies i think i am just in panic mode hoping it goes through smoothly and panicking everytime something else is asked.