Mackenzie hall quick Q .....

piratess

Having recieved 1 letter from them and a calling card requiring me to ring urgent! ...

I did print out the letter but ive yet to send it i suppose panicking about it working and burying head in sand ! (thats me all over) ......... Ive now recieved somthing else ........ its 1 peice of paper with the tear away strip around the side

Saying they had written to me but have yet to recieve a responce (this is a lie as i panicked and rang them about the first letter)

asking me to call or action will be taken and if they dont hear from me they will send me account onto field collecters who will call at my home in the next 7 days

I know your thinking "pah" well told you to send a letter ... but i could do with some advice on this new letter! and as of this evening the letter i should have posted a few weeks ago will be on its way to them with tonights post! ......

Any advice? thanks x

rog2

Hi Piratess - NOBODY is going to say 'should have sent the letter' but we need to get things moving now.
First of all IF Mackenzie Hall do send out 'Field Collectors' (very doubtfull that they will) you need to know that these 'people' have No Powers Whatsoever over than to ask you if you wish to make a payment. Other than for an initial visit, to prove that you actually are the person they need to contact, they should only visit you by prior, mutually agreed, appointment - even then, they have No right of 'ENTRY' to your house.
You have no legal obligation whatsoever to discuss the 'alleged debt' with them and they must leave immediately, when you ask them to.

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf


Now, please, send them the letter.

BlondBoy

Rest easier once you've been to the postbox, is my advice. I got a couple of letters and calls from them, but once I sent the National Debtline statute barred letter to them (which is what I presume you're sending? - http://www.nationaldebtline.co.uk/england_wales/debt_advice.php#6 and then the 'over six years' option), haven't heard a thing since.

Thanks, I think, to rog2, who posted the link a while ago. It worked for me. Hopefully it will for you too.



Chris