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mackenzie hall again-possible result??
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tcalamity
Posts: 75 Forumite
hi again
after sending my letter weeks ago and the panic last week of the mandate asking for money, i have had a letter today from mh stating the following:
we refer to your letter dated***** november.
we have contacted our clients for a copy of your agreement and statement of account.
your account is currently on hold. please be assured the no further action will be taken against you.
should we not receive the relevant proof from our client within 28 days, we will close your file and return it to our client. our client will then decide what step to take.
as a gesture of goodwill, your payment has been returned.
what do you make of this???? should mh hold all the information.
please advise anybody. many thanks
after sending my letter weeks ago and the panic last week of the mandate asking for money, i have had a letter today from mh stating the following:
we refer to your letter dated***** november.
we have contacted our clients for a copy of your agreement and statement of account.
your account is currently on hold. please be assured the no further action will be taken against you.
should we not receive the relevant proof from our client within 28 days, we will close your file and return it to our client. our client will then decide what step to take.
as a gesture of goodwill, your payment has been returned.
what do you make of this???? should mh hold all the information.
please advise anybody. many thanks
:j
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Comments
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Looking at their reply, I would say that they niether have, nor expect to get, a copy of the original signed cca.
Looks like a result to me, tc. Well done. :T
Just keep their letter in case they try to collect under a different 'ruse'.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Looks promising. Just make sure you hold on to that letter though.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
dont worry i have a file on them to keep, but what alot of stress over this one.:j0
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looks good to me...also comes accross as apologetic?!! Others may disagree but I would be inclined to chase them if you've not heard after the 28days...what do other people think?Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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i know... but now i have my next job to sort out greg pennington, i have been with for nearly three years on a dmp. they have made a lot of money out of me and i wrote to them in july saying i no longer wanted their help i was going to do it myself, they said no a good option and i caved in hense still with....:j0
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do you think its wise to deal with creditors yourself or through a company?:j0
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Yes I would definately send, Recorded Delivery the standard 30 day letter just to cover myself, and 'complete' the papertrailIn_Search_Of_Me wrote: »looks good to me...also comes accross as apologetic?!! Others may disagree but I would be inclined to chase them if you've not heard after the 28days...what do other people think?[strike]Debt @ LBM 04/07 £14,804[/strike]01/08 [strike]£10,472[/strike]now debt free:j
Target: Stay debt free0 -
is there a template for that letter?:j0
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is there a template for that letter?
Weller has written an extremely good letter - I will look for the link and post it.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
thanks for that.:j0
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