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Credit Checking

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Hi,

I'm not sure if this is the correct thread to post in, but hopefully someone will be able to help.

I would like to check my credit reports and view all my spending, the question is out of these 3, who is the best?

- Check My File: This seems good as it has 3 agencies data and is reasonably priced.

- Experian: This is a well known agency and has 1 free month

- Equifax: Also another major agency

Anyone who has any experience with them I would appreciate it.

Thanks

Comments

  • 3 credit checking companies are

    Equifax
    Experian
    Call Credit

    Different firms use different checking agencies and different debts can be on each one. £2 each to get report. You can get 1 month free on one online as long as you cancel the direct debit but you need all 3 to get an overall picture.
  • Sol00
    Sol00 Posts: 1,230 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OK thanks. So I'd probably be better with checkmyfile then.

    Cheers
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    No, get all three direct .........£2 each is reasonable
    or go for the free month offers but be sure to cancel.
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    :wave: Hiya sweetie,

    I signed up for checkmyfile for 3 months as sort of a learning curve really and I recommend it. It makes it all so clear and it updates every time you log in so you're always pretty much up to date with the info.

    You can get Experian and Equifax for free quite often if you search online but having all three in one place and easily comparable really works for me.

    I just thought I'd give you another viewpoint,

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
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