IPA and overtime

Singlemumm

Hi all,


when my bankruptcy “journey “ began (end of 2017), and IPA has been signed, I have asked very clear OR should I inform them / CW about overtime if any will be.
I got answer by email exactly like this:

“As I have previously stated, you are required to inform CW of any permanent(in bold!) changes to your income “
Then I have sent this to CW and they replied :
“Please note you must notify OR or CW of any increase in your income whether it is permanent or a one off increase such as a bonus”

I have read it like this: if overtime very occasional, it does not count as permanent increase.
so I must to inform about overtime or not really if I have confirmation from long time ago please?

MovingForwards

To me it reads as per the extra bits I've put in bold

“Please note you must notify OR or CW of any increase in your income whether it is permanent eg a payrise or change of role resulting in a higher salary or a secondmentor a one off increase such as a bonus or overtime”

Let's see what other members think as you posted a few hours ago and are stressing.

Singlemumm

I have putted exactly sentence from them email, I did not deleted anything or so:)
OR even wrote word “permanent” in bold

MovingForwards

I know you have put in what they said, I added some bits to show how I would read it.

I hoped sourcrates or fatbelly would have spotted your thread as they can usually confirm what is meant

Singlemumm

Thank you! it should be stated very clear to not leave any space for interpretations
Otherwise I can have OR email as basis on overtime declaration.She put word “permanent “ in bold:)
I see already coming pay will be less due to not full worked month, but soon I will have opportunity to do some overtime due to Christmas’s busy, so would like to take this to get back on track really. If I’m loosing few hundreds this month, can pick it next month but again, I should now if this is will be taken by OR.
They already made few things that makes me feel stressful with further payments after Ipa so probably will want these money also

Singlemumm

anyone please?;)

Minkym00

If you're doing overtime simply to make up for loss of income then it won't be an increase in your salary surely, it will be the same?


In any case, one off overtime does not have to be declared if it is not significant.

Singlemumm

thank you.I will get lower wage on November, but If I do overtime next month, then December pay will be bigger about same amount that I’m losing on November,so not quiet sure if that’s will be all right?
overtime is not regular, first time this year due to Christmas busy;
don’t want to get in trouble if in some point OR will ask for statements /wage slip

wildheart83

Singlemumm wrote: »

thank you.I will get lower wage on November, but If I do overtime next month, then December pay will be bigger about same amount that I’m losing on November,so not quiet sure if that’s will be all right?
overtime is not regular, first time this year due to Christmas busy;
don’t want to get in trouble if in some point OR will ask for statements /wage slip

So the extra you do in December is only making up the lower wage in November. If you're contracted to x number of hours per month but they're not busy, then you do the hours the following period - doesn't matter that you're doing over months rather than days or weeks.

Singlemumm

where I can see issue, let’s say next month wage low so I cannot pay my usual IPA.
but if I do overtime next month and getting more money, should I pay all these extra money to IPA?

Minkym00

I would suggest you miss this month and pay double next month to keep the OR sweet as you seem to be having issues with them at the moment.