Do mortgages have an online management portal?

techno79

Do most mortgages have some kind of online portal to manage and view things? I'm thinking something similar to what I have with my bank accounts for online banking?

I've had a mortgage a long while back but it was paper and telephone based with no online element. It'd be great if things have changed now so you get a nice online portal that shows balance remaining with features to overpay and also gives you some tools to play around with "what if" cost projections etc.

Anyway, just wanted to know as this doesn't seem to be the easiest thing to find out if it has improved.

Thrugelmir

No value in lenders providing such a portal. A mortgage in reality is little more than a loan with a different name.

nik_k

Here's the NatWest online portal - https://personal.natwest.com/personal/mortgages/existing-customers.html

nik_k

It allows you to do these things

SonOf

Some banks include the mortgage if you are a current account customer on their online banking.

Zero_Sum

My Nationwide one shows in with my online banking & savings

newsgroup_monkey

Thrugelmir wrote: »

No value in lenders providing such a portal. A mortgage in reality is little more than a loan with a different name.

Most loan providers now provide a payment portal that shows how much you've paid and how much you owe, so I doubt this is any different? Is this not what the OP is asking for?


Also, on my Halifax account, because my Pension is through Scottish Widows, it shows on my banking portal :beer:

techno79

newsgroup_monkey wrote: »

Most loan providers now provide a payment portal that shows how much you've paid and how much you owe, so I doubt this is any different? Is this not what the OP is asking for?


Also, on my Halifax account, because my Pension is through Scottish Widows, it shows on my banking portal :beer:

Yes, this is exactly what I mean. Just somewhere online I can see the remaining balance and past transactions. My old mortgage was such a faff to get the current balance for. I'd either have to wait for the annual mortgage report or ring up on their infuriating telephone system in a long queue or a web of telephone menu systems.

Anyway, looks like things have changed a lot which is great.

RelievedSheff

Our mortgage is with Kensington and they do provide a customer portal with remaining balance and transactions shown as well as the ability to make extra payments online etc.