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latiti
Posts: 7 Forumite
After completing a scottish trust deed, is it best to change a cash account to a current account if you are needing to apply for credit to repay a home equity loan?
some people help you carrying your stone over the mountain, life is good!!! :j
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As far as I know a trust deed is basically a Scottish IVA
It may be depending on how ago the trust deed started that a normal current account isn't an option
For a home equity loan (mortgage ?) I expect the type of account won't matter, it'll be your overall history, your past insolvency being the big issue
Your trust deed should be removed from credit files6 years from start date, this is when your ability to get credit should improve0
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