House Deeds Change

Crazycez

My father has recently passed away leaving my mother with Alzheimers who I have full POA for in the house. The house was in joint names so I am in the process of obtaining a copy of the deeds so we can get the names changed.
Is it possible to have me added onto the deeds also alongside my mum? I thought as I am POA anyway it may be easier in the future.
There is no mortgage on the house and I am now the only child

Catswhiska

I would leave the house in your mums name. If she needs care in the future then putting it in joint names maybe seen as deprivation of assets to a avoid care home fees. You have POA which will deal with all you need to do anyway

AnotherJoe

Crazycez wrote: »

My father has recently passed away leaving my mother with Alzheimers who I have full POA for in the house. The house was in joint names so I am in the process of obtaining a copy of the deeds so we can get the names changed.
Is it possible to have me added onto the deeds also alongside my mum? I thought as I am POA anyway it may be easier in the future.
There is no mortgage on the house and I am now the only child

That would leave you open to accusations of fraud, deprivation of assets, additional SDLT, endanger your mothers house if you got into financial difficulty, and provide you no benefits (though POA is all about HER benefits) I can think of, so what do you think would be easier?


p.s. why is this in the "cutting tax" forum? What tax are you thinking of?

Crazycez

It all forms part of the inheritance tax. Mum has ample in the bank so the house will never have to be sold. I was just trying to get a few things simplified

AnotherJoe

It wont simplify things nor cut inheritance tax unless you think she will live for more than 7 years?

Keep_pedalling

An LPA or EPA does not give you the authority to gift half the house to yourself, so don’t even think about it.

xylophone

The house was in joint names so I am in the process of obtaining a copy of the deeds so we can get the names changed.

Are you saying that the house is not registered? You are going to remove your father's name so time for first registration?

https://www.gov.uk/registering-land-or-property-with-land-registry/register-for-the-first-time

Otherwise https://hmlandregistry.blog.gov.uk/2018/02/13/property-owner-dies/

If the deceased was a joint owner and the partner is still alive, you would normally just register the death with us using form DJP, along with an official copy of the death certificate. Probate is not required to deal with the property but may be needed if the deceased’s estate warrants it.

Your PoA does not give you the right to (in effect) gift yourself half of your mother's property.

Did your mother make a will when she had capacity?