How does remortgaging work? Can I cash out


I took an 18 year mortgage a year and a half ago.

by the time my 2 year term is up I'll have 55k in the house.

I've recently been viewing houses in Scotland that are going for 40k. Is there a way to pull my money out of the house?

Ie. sell up and then get my 55k that I've paid into the house


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