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Retirement Living Standards - what will my pension buy me?
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It would make more sense to compare pension to what the individual or couple were earning prior to retirement.
The target for the full basic state pension in France is to give 50% of pre-retirement income. The complementary earnings related pension (AGIRC-ARRCO) brings this up to 60-70%.
That rule of thumb is already in use and does provide a decent start point as I mentioned above.
The issue is as people near retirement they are often saving a much larger percentage of their salary. So 60-70% income is much more than you actually need.0
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