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Need Advice on my SOA

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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    worriedDan wrote: »
    Hey,

    If you were saying that your partner would be earning full time next year then I might suggest that you ride it out, however 2021 is a long time and your well-being and stress levels are more important that your credit history.

    I am guessing that you have already tried to get 0% or low rate balance transfers? These offers are definitely becoming harder to secure.

    Just out of interest, what is your partners take on your situation? Is there absolutely no way that she could increase her earnings?

    Trying to ride it out will still cost £1000s.

    Get interest frozen clear the debt, start saving till sensible mortgage deals are available.
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