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JillieA wrote: »
What about someone like me who has the majority of older debt at 0% but also a current card which I usually pay off each month (unless I forget)? The ALWAYS and NEVER and ALL in the questions mean any reply I gave would be inaccurate, so I would be willing to join in as I usually do, but I couldn't because I would mess up the results. Probably quite a lot more like me.
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