SOA Questions

brokemummy123

Hi there,

I’ve been looking through the SOA and have the following questions:

1. Do I have to put my husband’s earnings or can I simply leave him out of the whole thing and input half of my share of bills/rent rather than the whole amount?

2. Does the OR look through bank statements to
Check that amounts stated are reflected on the statement? For example, for things like public transport, groceries I very often pay cash.

mwarby

You can probably explain both things during the interview without too much issue whichever option you pick.

The OR will look through your bank statements, they will mostly be looking for attempts to hide money or dispose of assets at undervalue. Obviously if they happen across info which suggests your SoA is blatantly incorrect they may want to discuss, but also they're not going to be studying entries around modest cash withdrawals or supermarkets in great detail

I'd say if your SoA is an honest reflection of your finances you've got nothing to worry about