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House Renovated now to Over Pay
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Wow incredible progress! Amazing!0
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Keith99 said:It's been a while now but doing well on the overpayments, down to £38k. Although as im sure, most people are as well, I'm on a much higher rate now. Hopefully less than 2 years now.
Now my mortgage is fully paid off, a bit before I was expecting but thats only a good thing. The only issue now, is that I want to move, so mght start it all off again.2 -
Brilliant achievement, well doneMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Well done.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done! Hopefully the rates will come down even more before you move. Enjoy being free while it lasts!Mortgage when saw the MSE light 💡: £85,000
2019: £65,638 Original end date: May 2040💰Increased mortgage for house move
Jul 2024: £112,000
Nov 2024: £13,000
Jun 2025: £7000
Jul 2025: £5466
Aug 2025: £5128
2025MFW #750 -
Well done and congratulations 🍾Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0 -
Thanks all0
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Well done - must feel good.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day0 -
Congratulations! Amazing achievement! What are your plans now?Original mortgage 2016 -£310,500 Current balance Jul 25 -£181,135
Total OP so far £739/18,275.80
Total OP 2025 £5162.23
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou0 -
Sensiblesaver said:Congratulations! Amazing achievement! What are your plans now?
Not quite sure yet, probably enjoy the financial freedom a bit more now.0
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