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House Renovated now to Over Pay
Comments
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Wow incredible progress! Amazing!0
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Keith99 said:It's been a while now but doing well on the overpayments, down to £38k. Although as im sure, most people are as well, I'm on a much higher rate now. Hopefully less than 2 years now.
Now my mortgage is fully paid off, a bit before I was expecting but thats only a good thing. The only issue now, is that I want to move, so mght start it all off again.2 -
Brilliant achievement, well doneJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Well done.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.0 -
Well done! Hopefully the rates will come down even more before you move. Enjoy being free while it lasts!Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #750 -
Well done and congratulations 🍾I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.530 -
Thanks all0
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Well done - must feel good.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day0 -
Congratulations! Amazing achievement! What are your plans now?Original mortgage 2016 -£310,500 Current balance Dec 25 -£171,180
Total OP so far £6479.15/18,275.80
Total OP 2025 £10,902.38
"Do the best you can until you know better. Then when you know better, do better"-Maya Angelou0 -
Sensiblesaver said:Congratulations! Amazing achievement! What are your plans now?
Not quite sure yet, probably enjoy the financial freedom a bit more now.0
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