"Official" Thread for all of us waiting for a cladding report...

Apple1881

Hi all,

I am currently looking to move into a flat having had a cash offer accepted, in a building above 18m, but the building does not have an EWS1 form. I have the relevant construction details, as below.

I was wondering if anyone would share their thoughts as to whether there may be any issue in obtaining the EWS1 considering the cladding and insulation used. The building is also covered in glass on the outside.

Flat Construction:
The construction of the building incorporates a rockwool insulation and Luxalon MPF Rainscreen with Coil Coat Technology of a flat metal strip with no inner core. The Rockwool Insulation has been tested to British Standard 476:Part 22 and is A1 fire classified.

Thanks for any help.

Jonathan

Lorenzo94

Unless it’s an EWS1 form with A1, A2 or B1 grading, lenders won’t issue a mortgage on the property.

LP.online

Apple1881 said:

Hi all,

I am currently looking to move into a flat having had a cash offer accepted, in a building above 18m, but the building does not have an EWS1 form. I have the relevant construction details, as below.

I was wondering if anyone would share their thoughts as to whether there may be any issue in obtaining the EWS1 considering the cladding and insulation used. The building is also covered in glass on the outside.

Flat Construction:
The construction of the building incorporates a rockwool insulation and Luxalon MPF Rainscreen with Coil Coat Technology of a flat metal strip with no inner core. The Rockwool Insulation has been tested to British Standard 476:Part 22 and is A1 fire classified.

Thanks for any help.

Jonathan

Hi Jonathan,
Are you the buyer or the seller? If you are the buyer, you might want to wait till the building has obtained the EWS1 form as without it, you will not be able to sell or the potential buyer will not be able to obtain a mortgage. 
The cost of EWS1 inspection cost is still a big question mark who is bearing the cost.

Apple1881

Lorenzo94 said:

Unless it’s an EWS1 form with A1, A2 or B1 grading, lenders won’t issue a mortgage on the property.

Thanks for the response. I have a cash offer accepted so the EWS1 isn't 'required', more for peace of mind.

Apple1881

LP.online, thanks for your respone. I am the buyer, as above I have a cash offer accepted. I am after reassurance, as if I wait until an EWS1 form is obtained, the chain will collapse.

If anyone knows a professional in the fire safety field that I could contact for advice that would be much appreciated, thanks.

Lisa142

We have been in the process of trying to sell our flat in London (Old Street) for a year now. We have an EWS1 form which is B1 rated but we have had two buyers drop out (the latest on 3 days ago) after Halifax refused a mortgage to both of them. We have a new home reserved and the stress of finding a new buyer is awful. We can’t understand why, when we have the B1 rating. Urgently need a cash buyer - anyone interested or have any advise/ same situation, please shout!

Lorenzo94

Lisa142 said:

We have been in the process of trying to sell our flat in London (Old Street) for a year now. We have an EWS1 form which is B1 rated but we have had two buyers drop out (the latest on 3 days ago) after Halifax refused a mortgage to both of them. We have a new home reserved and the stress of finding a new buyer is awful. We can’t understand why, when we have the B1 rating. Urgently need a cash buyer - anyone interested or have any advise/ same situation, please shout!

The problem is not Halifax but e.surv! They tell Halifax if an EWS1 form is acceptable or not. I have an A2 EWS1 form and e.surv keeps saying that it has been signed off by a non qualified person (despite approving it for three other units in the same building).
hopefully Telford homes has re issued the form with the correct signature, otherwise I’ll just see my fourth purchase fall through again!

Lisa142

Lorenzo94 said:

Lisa142 said:

We have been in the process of trying to sell our flat in London (Old Street) for a year now. We have an EWS1 form which is B1 rated but we have had two buyers drop out (the latest on 3 days ago) after Halifax refused a mortgage to both of them. We have a new home reserved and the stress of finding a new buyer is awful. We can’t understand why, when we have the B1 rating. Urgently need a cash buyer - anyone interested or have any advise/ same situation, please shout!

The problem is not Halifax but e.surv! They tell Halifax if an EWS1 form is acceptable or not. I have an A2 EWS1 form and e.surv keeps saying that it has been signed off by a non qualified person (despite approving it for three other units in the same building).
hopefully Telford homes has re issued the form with the correct signature, otherwise I’ll just see my fourth purchase fall through again!

We had a similar problem as our cover letter is not signed by the same qualified person who signed the EWS1 form and this was all that was need by Nationwide to get the first sale through but Peabody refused to have it amended for us. Two failed sales later we are hoping for a miracle third time lucky 🙏🏼🤞🏻

james87

I would appreciate some advice on this matter. Our management company are in the process of finding a firm to undertake the intrusive survey. Our building is less than 18m with no cladding. There are people who have sold their flats now getting £0 valuations. Is it worth trying to sell up now to a cash buyer rather than stay put and be faced with big problems further down the line ?

Bubbles99

Hi all, has anyone faced the issue where their buyer's mortgage has been approved, yet their solicitor still insists on the EWS1 regardless?