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Is DMP for me?
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Thanks for your reply sourcrates, if understand I should expect at some point for all the accounts to default in the 1-6 months and then be passed on to a debt collector. when everyone contacts me should I just be responding with the same kind of letter stating when the DMP is going to start and if they could hold any interest and charges.
I'm also thinking I should just clear the Argos debt, as they won't be defaulting me any time soon since I don't actually have to pay anything until December.0 -
Sounds like a plan to me, collectors may make a lot of noise at times, thats because they want your money, once they realise they are in it for the long haul, they will go quiet.when everyone contacts me should I just be responding with the same kind of letter stating when the DMP is going to start and if they could hold any interest and charges.
.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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