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The most boring diary in the world...
Comments
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Lots of luck with your new diary, a change is as good as a rest0
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Everything in my slow cooker ends up tasting the same
but I have pants cooking skills!
also internet isn't working well and I can't load everything. I wonder if this will post!
XXXXNevertheless she persisted.0 -
ugh, how annoying being stalked by someone
I wonder sometimes, I'm probably identifiable if someone I knew read my diary. I'd definitely prefer they didn't though!DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved0 -
It's a bit of a long story OSHDTH - but I am really hoping that the person in question doesn't find me. They don't have an account on here as far as I know, but a few years ago someone tipped them off and they started reading - it caused trouble at the time, but I thought it had blown over. I know the person that tipped them off won't do the same thing again now they know the truth, so fingers crossed.
I have an awful lot going on (as my regulars will know), and am going through a very prolonged and messy break up/divorce - 18 months and counting. I had hoped that it would be amicable, sensible and we would both move on but the reality is somewhat different. Not quick, definitely not amicable or sensible and very, very expensive - hence I'm back in debt again paying various costs and fees associated with it. There are many positives in terms of it being the right thing to do for me and my kids, and the improvement in all of us since it happened. But practically, financially and emotionally I'm being dragged through the ringer a bit at the moment. I had been using my diary as a place to vent, but things I've said on there have found their way back into reality so I know exactly what's going on. My main hope is that this will be over and done with before too much longer and hopefully before I lose all of my money.Ninja Saving Turtle0 -
Evening diaryland :hello:
Today started awfully but then picked up a bit. Was woken by a hungry cat at half past five, so outside she went but it was raining really heavily and all I could hear was her scratching at the door so I didn't get back to sleep.
Had an early morning hair appointment, which was running very late and means that I missed a planned meet up with a friend unfortunately. Thankfully I managed a bit of a lunchtime snooze, just for 40 minutes but I felt a lot better after that.
Then after lunch (it was a meal replacement shake - yes I even have cupboards full of those) I went out with ds to meet my best friend and her son for a couple of hours. We don't get to catch up as often as I would like but we both have really busy jobs, and families to look after etc. Followed by a long walk round the park to get a bit of exercise. Neither ds or I sleep very well at night and we find that if we get out for a walk for half an hour at least then it makes a lot of difference.
Other than that I've spent the day crocheting Christmas gifts. I'm more tired than I expected to be, so will be heading off to bed for an early night very soon.Ninja Saving Turtle0 -
hello- I love new diary and a MSEr with a list. good luck - I know how busy teacher's are, and how committed, but you do need to make and keep yourself some time to look after yourself. you can't solve everything at school,, but you can and are doing that for yourself. you just need to take that space and put it first and foremostI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
I actually feel like crying today. It is the second of October and my bank account is already overdrawn. I have an agreed overdraft limit of £250 with my bank but it leaves me very little leeway for the rest of the month. Finances have been mighty tight since I became a single parent and the costs just seem to keep mounting up. The budget is done - it just has zero wriggle room and I'm now starting to fret. All the bills are paid for the month, and grocery budget is put to one side. It's just rotten being this close to Christmas and not being able to afford any little extras at all.
Will have to see what I can do about earning some extra cash somehow. Not that I know when or where I would be able to do that. I'm already juggling full time teaching, part time tutoring and single parenting. I just need to make my money work better and stop frittering it when I have it. I learned my lesson once before and had finances under control until my divorce. Now I can barely make ends meet, am still paying legal costs and my ex owes me thousands (before we even mention child maintenance). At the risk of sounding like a bit of a brat... it really doesn't feel fair at all.Ninja Saving Turtle0 -
I know that feeling lovely.
You don't know the true colours of a "partner" until you seperate.
feel free to moan away here if you need to.
Take care SMdebt consolidated 16/8/18 £9,788.01/£12,618.12(Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%0 -
There must be something in the air hun because I’m feeling exactly the same way the past few days - overwhelmed by it all and very, very skint so soon after payday. There was £68 in my account when I looked yesterday so i’ve had to transfer money from other savings pots. Sounds ok, but they were to cover the cost of something else so i’ll be playing catch-up at next pay day again. I absolutely know how you feel, and no, it doesn’t seem fair. I guess we’re better off like this than being stuck in unhappy marriages though eh? That’s what I keep telling myself.
Lots of love to you, hope the money gods shine in your favour this week! XxMortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.550 -
I honestly think that you should not take on another job.
You need to have some down time.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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