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HSBC closed my accounts, am I blacklisted?
jammy78
Posts: 133 Forumite
Hi all,
Back in 2017 HSBC closed my bank & credit card accounts for which no reason was give (no impact on my credit rating other than account stability).
Now am I on a HSBC blacklist whereby they’ll no longer offer me products / services? As my MA has suggested them for a re-mortgage.
My affordability, credit rating are all ok but I’m concerned they’ll decline due to the reasons they closed my accounts?
Cheers
Back in 2017 HSBC closed my bank & credit card accounts for which no reason was give (no impact on my credit rating other than account stability).
Now am I on a HSBC blacklist whereby they’ll no longer offer me products / services? As my MA has suggested them for a re-mortgage.
My affordability, credit rating are all ok but I’m concerned they’ll decline due to the reasons they closed my accounts?
Cheers
0
Comments
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Only one way to find out. Hsbc do a soft search for mortgages so you'll find out if you are blacklisted without any harm0
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Unless HSBC are the lender of last resort for you, I suggest you dont try just in case you end up in a position where you have to truthfully say you've had a mortgage application refused.0
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I haven't had a mortgage refused. I'm coming to the end of my fixed rate & it's looking like HSBC have the best rate.0
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