We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
lowell solicitors
Comments
-
to sourcrates and willing to learn,your responses to my dilemma,in regarding Lowell have been much appreciated..im not one for hiding,or denying my finances,and if i owe a debt i will pay it....my letter has now been sent and will keep you posted of the outcome reagards garry0
-
one last question before i send letter..the account numbers in which BW legal have put in there letter does not match up with lowell solisitors this is for talk talk..i do not know the original talk talk acct number..is this a typing error,or can i keep for records with the other in -accuracy's lowell gave when they first got in touch
Separate companies, will have their own reference numbers, again, not important.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
good evening ,..my e mail was sent...ive done this now 3 times..why? you may ask..well there iresponse is an automated response by e mail..asking for reference number,d.o.b..e mail adress,,adress where living ,,and not forgetting a telephone number,which i will not give...what tactic is this?do i have to do something else,or ignore there response as ive done what they have requested..ps the telephone number does not have to be given for the validation process...0
-
You might also be worth sending a letter by post with proof of postage to be certain.
I may have missed it, but was there a court form to actually fill in or just the threat ofbpossible court action?May you find your sister soon Helli.
Sleep well.0 -
hi triple h..i will send a letter by post..registered..no court form was given in the letter..im just looking at it that its 10 days for me to pay,and they have the right to send baliffs etc or send me to court etc..im not sure how it works,but to be honest its getting to be a headache ..regards garry0
-
Email can be missed, and you have to provide extra information to prove your identity, wear-as a good old fashioned letter is carried by Royal Mail and is regarded as been your bona fide correspondence without question.
Where debt and money are concerned, everything should be conducted in writing only.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Where debt and money are concerned, everything should be conducted in writing only.
As above but also get proof of posting. It is amazing how much paperwork Lowell can lose in their systems which miraculously appears when you have a [free] proof of posting.Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.0 -
good evening... letter tonight from lowell..they have the telephone number wrong again,also they are stating that the account was a telecommunications account it is not regulated by the consumer credit act 1974...therefore the original creditor is not obliged to provide you with a copy of agreement or default notice..so where do i go from here .thanks0
-
they have the telephone number wrong again
The account is the phone number. So if it not your phone number it is not your debt.
Have you told them that?
See the letter from Sourcrates in #7 and send that again with proof of posting. Clearly if they were to try court with a phone number / account that is not yours, then they would fail and owe you costs. So keep denying the debt.Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.0 -
on with the letter and send again thankyou...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards